Chandler home loans. Plan your next move.

A Chandler move starts with the whole transaction.

Barrett Financial Group is headquartered in Chandler. Whether you are considering Ocotillo, Fulton Ranch, downtown Chandler or another East Valley community, bring the listing and your timeline. If you are selling another home, tell me where that sale fits in the purchase plan before we choose a loan structure.

Buying a new build? Compare the written offers.

If a builder offers a financing incentive, ask for the loan terms, lender fees, timing and conditions in writing. Compare those figures with another loan option on the same assumptions. The loan cash-flow comparison is one useful view, and the rate-quote guide explains why the advertised interest rate alone is not enough to make the decision.

Plan the payment beyond the first estimate.

Bring available tax and insurance information and any association dues. For a new home, ask how the lender estimates property taxes after construction instead of relying only on a vacant-lot tax bill. Fannie Mae’s housing-expense guidance addresses projected taxes for new improvements. That conversation helps you compare a complete payment, rather than a principal-and-interest figure on its own.

Source: Fannie Mae’s housing-expense and tax guidance.

Buying your first home or keeping an existing one?

The Phoenix-metro first-time buyer guide and closing-cost guide provide a starting point for a Chandler purchase. If you already own a home, bring its mortgage statement and tell me whether you expect to sell, retain or rent it. We can also discuss refinancing if your goal is to change the mortgage on the home you have.

What to send before we compare

• The listing or new-build contract and expected completion date
• Any lender estimate and builder incentive details
• The timing of a related home sale
• Your payment goal and cash-to-close questions

Browse the loan programs or start a Chandler financing conversation.