Get a second opinion on your mortgage before you sign
Already have a pre-approval or a quote? Were you turned down somewhere else? Send me what you have. I'll give you a plain-language read in writing after reviewing your information.
I can assist with your home loan in 49 states, excluding New York.
What you send
Send me the Loan Estimate or the pre-approval letter you already have. If a lender turned you down, send the denial reason too. An agent can forward the same documents for a buyer who needs another look.
Want to read it yourself first? Here's how to read a rate quote.
What you get back
You get a plain-language read in writing. I'll tell you whether the file can be saved, what it takes, and how long it should take. You can keep it or forward it to your agent.
What it costs
Nothing. There is no charge for the second opinion, and I won't pull credit until you decide to apply.
When the answer is "your lender did fine"
I'll say so. If the pre-approval is solid or the quote makes sense for your file, you get that answer in writing. The point is clarity before you sign.
Frequently asked questions
What should I send for a mortgage second opinion?
Send me your Loan Estimate or pre-approval letter. If you were turned down, include the denial reason too. You can text the documents or send them after we talk.
Will you pull my credit?
Not for the second opinion. It costs nothing, and I won't pull credit unless you decide to apply.
What if my current lender already gave me a good option?
I'll tell you that. The point is a clear answer, not a sales pitch. If your lender did fine, you'll get that answer in writing.
Get a clear answer before you sign
Text me the scenario or book a short call. I'll tell you what I see in plain language.