Know your options
before you shop.
Talk through your budget, compare loan programs, and take the next step toward a pre-approval.
Explore home loans ↗Estimate a monthly payment



Hey, I'm Dan. I'll help you understand the next step. We’ll compare loan options, review costs and work toward closing together.
Book a 15-minute call ↗Dan Friel · NMLS #2071232 · Barrett Financial Group · NMLS #181106I can assist in 49 states, excluding New York. We’ll start with your goals and work through the next steps together.
I can assist with your home loan in 49 states, excluding New York.
From your first questions through closing, I’ll work alongside you.
Explore service coverage ↗Tell me where you’re buying or refinancing, and we’ll build a plan around your goals.
Tell me about your plans ↗I can assist in 49 states. New York is excluded.
Your goals come first. Start with the questions that matter to you.
Talk through your budget, compare loan programs, and take the next step toward a pre-approval.
Explore home loans ↗Estimate a monthly paymentCompare the upfront costs with potential savings and see how long it could take to break even.
Try the break-even calculator ↗Explore a home equity line of credit or cash-out refinance and discuss the tradeoffs with Dan.
Explore home equity options ↗A couple of quick choices will help us start the conversation.
Start with a conversation. You can complete an application when you're ready.
What clients have shared about working with Dan.
“From start to finish, he was knowledgeable, responsive, and incredibly patient in answering all of our questions.”Caroline D. · Google review, June 2026
“We had to switch lenders mid process due to loan program rules and the results of the appraisal. Dan and team dropped everything and put in a lot of work to get us back on track, and everything went very smoothly.”Derrick M. · Google review, April 2026
“As a first time home buyer Dan was amazing. He was able to guide us through the process and made this home buying experience a walk in the park.”Preston M. · Google review, 2025
Arizona is where I’m based. Explore local guides below. For a property elsewhere, I can assist in 49 states, excluding New York.
Practical resources for the questions that come up along the way.
Explore the guides, then bring your questions to Dan.
Tell me where you're starting. I'll help you work through the next step.
I can assist with your home loan in 49 states, excluding New York. We’ll talk through your options together.
No. Tell me what you're hoping to do, and we'll work through the options together.
Yes. That's a useful time to discuss your budget, timeline, and what to expect before making an offer.
We'll compare the costs, potential savings, and how long you expect to keep the loan. You can start with the refinance break-even calculator.