Cave Creek, AZ Mortgage Broker — Purchase, Jumbo & Refinance
If you’re buying or refinancing in Cave Creek, you want a mortgage plan that’s clear, calm, and built to close—especially when the property type, loan amount, or documentation is more nuanced than a “cookie-cutter” file.
As a mortgage broker with Barrett Financial Group, LLC, I can compare options across multiple wholesale lenders to match your goals—whether you’re purchasing, refinancing, or exploring higher loan amounts.
Why Cave Creek clients choose Dan
Clients work with me for clear options, fast communication, and a calm process from start to finish.
If you want a quick plan for purchase, jumbo, or refinance scenarios, I’ll show you the numbers and keep everything straightforward.
Clear payment + cash-to-close scenarios (no guessing)
Strong pre-approvals built to close
Fast responsiveness and consistent updates
Ready to get clear numbers and a clean plan? Call/Text: (610) 999-4710
Service area: Phoenix • Chandler • Gilbert • Mesa • Scottsdale • Tempe • Peoria • Cave Creek • Glendale • Arcadia
How it works
A simple, structured process:
15‑minute consult: goals, timeline, and what matters most (payment, cash-to-close, speed).
Scenario review: side-by-side options so you can choose confidently.
Pre-approval + strategy: documentation guidance and a clean plan for offers.
Processing to closing: proactive updates, underwriting support, and a smooth path to funding.
Cave Creek-focused strengths
Cave Creek purchases often involve a few extra “moving parts”—custom homes, unique property features, larger lots, or higher loan amounts. A strong plan upfront helps reduce surprises later.
I’m a strong fit if you want:
Clear strategy for higher loan amounts (jumbo/high-balance)
Fast scenario breakdowns so you can make decisions quickly
A pre-approval that’s built to close smoothly, not just “get you shopping”
Help structuring the cleanest path for self-employed or complex income
A calm, proactive process through underwriting
Common loan options
Jumbo / high-balance loans
FAQs (Cave Creek)
How fast can I get pre-approved?
Often same day depending on documentation and complexity. My focus is a strong pre-approval designed to close smoothly.
Do I need 20% down in Cave Creek?
Not necessarily. Many buyers use lower down payment options depending on program and qualification. I’ll compare payment, cash-to-close, and any mortgage insurance tradeoffs.
Do you help with jumbo loans?
Yes. Jumbo guidelines vary by lender, so comparing options and structuring the file correctly matters—especially around reserves and documentation.
I’m self-employed—can I still qualify?
Often yes. Documentation approach matters, and I’ll match your scenario to lender guidelines that make sense for your income profile.
How long does it take to close in Arizona?
It depends on the file and program, but I’ll set expectations upfront and keep communication proactive to avoid surprises.
What documents do you need for a strong pre-approval?
Typically ID, income documentation, and asset statements (plus additional items if self-employed). After our call, I’ll send a clear checklist based on your situation.
How do I know if refinancing is worth it?
We’ll run the break-even math and also evaluate your real goal (cashflow, term strategy, equity options). If it doesn’t clearly help, I’ll tell you.
Want clean numbers and a clear next step?
Call/Text (610) 999-4710 or email dfriel@barrettfinancial.com.